I once had some fraudulent charges made on a credit card I own. I was initially tipped off because a limo company sent a confirmation text to let me know they would be picking me up in Texas (I was in California). Interestingly, the text included an order number. I was able to use the order number to access the reservation holders personal info through their website. The personal info included a full name and the flight number of the flight they were taking, pick up address etc.
I was able to find the person, their place of work online based on the pick up location, which was their office.
I then realized that my credit card was also charged for a flight to SF. I used that info to call the airline and cancel the flight and cancel the limo after they had already checked-in. I was proud of myself, thinking that I taught this person a lesson. Now in hindsight, this person probably had no idea and that someone middle man was probably profiting off of the sale.
I suspect that the person concerned knew that this was sketchy - and possibly was going to try and claim the full amount whilst buying cheaper ticket on the grey/black market.
I don't understand why everyone doesn't have alerts for cc transactions greater than $0.01. You find out immediately when fraudulent transactions occur.
Mostly because every single transaction would be annoying and I would end up ignoring the notifications. I have >$100 notifications on some cards, but forgot to add them to others. And honestly it happens so rarely, I review my statements often, and the bank reimburses me without issue when it does. So I don't really worry about it.
Because it's really, really annoying, I have three Amex accounts and I can only sync my phone with one (and I don't want to put all my cards on one account due to AMEX offers), and I check my transactions at least weekly.
what? I have an AMEX Plat, AMEX Blue and AMEX Gold (mix of personal and business cards) all sending transaction notifications and balance updates to the same mobile number.
Are they on the same account with the same login, do you have only one username and password for all your cards? If so, you'll be able to get push notifications for different cards to one device just fine.
I'm talking about different accounts, not different cards on one account
All of my AMEX cards have their own account, that means each card has its own username and password.
My AMEX cards used to all be on one account, but I moved them all to their own account because it makes things easier for me with AMEX offers and just account management in general.
2 card on 1 account, 1 on another (where account is different web login). I'll revisit it and see if I'm unwittingly lying or if i can point you in the right direction.
Excessive false positives. If your phone chimes after every store visit you will learn to ignore banking notification SMS/email, including actually suspicious transactions.
When done right (with chip&pin cards and notifying when the hold is placed not on final settlement), the notification is instant (as in, usually before the terminal even shows the transaction as approved, but sometimes a few seconds later).
If the phone chimes when you're paying, you'll rightfully ignore it. If the phone chimes at any other time, you'll check.
I think that is a misuse of the phrase. First, you can have gmail (or whatever mail you use) setup a filter and not notify you. Second, when I'm shopping and get the ding, that's a reassuring sound, not an irritating one.
I was able to get a transaction for airline tickets canceled seconds after it was completed, because of the notifications I get. And this was a $2,500+ transaction, too. Not that I would have been on the hook, but my CC company made me jump through many fewer hoops because of how quickly I told them "hey, I'm not in Paris right now, that is fraud"...
>“The story is simple,” Jeferi explained in a discussion thread that spans five pages and includes questions from dozens of skeptical and interested members. “The thing is, you are thinking as a criminal. Think about yourself as a victim of an online scam. You saw an advertisement of a “Travel Agency” in the Internet, and it seemed interesting. So you contacted them through a forum and finally arranged a deal. The travel agency told you that the tickets were last-hour tickets and that they were affiliate with the airlines, so they could offer these kinds of prices, and you thought they were legit. OMG! I never thought it was going to be a scam! Bastards!”
Most scams rely upon psychological weakness in the victim. People aren't stupid but when they're in the grip of fear or greed they are more likely to lose money. If it seems too good to be true, it's probably a scam, stolen goods, poor quality good/service, etc.
A few airlines will send collection agencies after whoever used the ticket to discourage ticket carding, pretty sure this scam isn't as lucrative as it used to be in mid 2000s during the card fraud heydey despite article claims.
Also, some Airlines (esp in Asia) will require the credit card at check-in. That way there's no way to use another person's credit card and fly on that ticket.
May I ask why is this considered research worthy a scientific article?
Serious question, not trying to downplay anyone’s work, but it’s just weird to read on springer something that looks and reads like a magazine feature
With the exception of the Federal Air Marshal Service, the TSA is not a law enforcement agency and has no investigatory powers. This is a job for the FBI.
I was able to find the person, their place of work online based on the pick up location, which was their office.
I then realized that my credit card was also charged for a flight to SF. I used that info to call the airline and cancel the flight and cancel the limo after they had already checked-in. I was proud of myself, thinking that I taught this person a lesson. Now in hindsight, this person probably had no idea and that someone middle man was probably profiting off of the sale.