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probably just used those for easy math, or perhaps if you are in NY of SF then it's not "great" and certainly below market rates. Just because you can live on it, doesn't mean you should if the 9-5 will pay you twice that to do the same type of work.

all that being said, just lower the numbers a bit and the point is pretty good. 60k gross turns into 42k net. At some point there is a line where that 30% is the difference between being viable and not.



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