I don't know I've been mostly stung by bees, and I had hornets and wasps live in attic of my parents house at different timesand they never stung us. Maybe it's because both my grandfathers kept bees and sometimes they swarm out.
Usually a bee flies into hairs and can't escape, people panic and try to make it go away and then it stings.
It's not that bad, hurts for a few minutes only, if you are not allergic. My grandpa said it helps for reumatism and he tended to bees with only a veil.
I wonder if American bees are the same as European ones.
Trading queens and trying to switch them seems to be very popular here. I remember my parents trying to catch the queen in some grandpa hives.
Reading all this I feel a little bad for never being particulary intrested in bees, my parents even met in beekeeping high school, but they ended up working different jobs.
I think a lot of people just mentally lump them together with wasps and hornets, which can be much more aggressive.