I already pay for it one way or another (credit card fees, bank fees, fractional reserve, etc), so yes, if its affordable. Bitcoin currently has a dearth of such services, but competent companies (I consider literally none of the Bitcoin service companies operating at this time competent, btw) offering them would get me to reconsider using it

Cool. Bitcoin is still young, so there's a lot of room for growth. I personally think Coinbase is doing a good job (though having growing pains), and others are quickly coming to join in.