I have three kids as well, and have some small hope to offer (assuming your kids are young): once the kids are at elementary school age, the financial situation gets a bit easier. After school activities typically cost less than preschool, and your wife may be able to get part-time work at that point.
Also note: with 3 kids, there is likely no place in the US where it is cheaper to send your kids to a mediocre private school than to just move to a better school district (unless you live in a rural area where your commute would severely be affected). That's one thing that I would most like to change at a policy level, but it's something that in the short-term will affect decisions you make.
Also note: with 3 kids, there is likely no place in the US where it is cheaper to send your kids to a mediocre private school than to just move to a better school district (unless you live in a rural area where your commute would severely be affected). That's one thing that I would most like to change at a policy level, but it's something that in the short-term will affect decisions you make.