This is, interestingly, a good reason to use a credit card (and pay it off in fu... | Hacker News

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		superuser2 on July 18, 2013 \| parent \| context \| favorite \| on: Twilio is erroneously over-billing and suspending ... This is, interestingly, a good reason to use a credit card (and pay it off in full every month) rather than a debit card. With a credit card, you at least have a layer of insulation between your bank account and an erroneous charge.

mikeash on July 18, 2013 | [–]

He who has the money has the power.

With a debit card, an erroneous charge means the other guy has the money, and you have no power.

With a credit card, you still have your money until you pay your bill, so up to that point, you still have the power.

benjamincburns on July 18, 2013 | [–]

Indeed. I have a much better system in place now.

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