"And I'm one of the lucky ones. We use a foreign bank for the vast majority of our assets, and keep only a small amount in Chase for bills and such."

Section 319 of the USA PATRIOT Act specifically allow for the seizure of any money in Interbank Accounts held in the U.S... You may not be safe.

18 USC § 981(k) is the specific part of the U.S. Code that deals with this.

I knew that spending two years reading about the Patriot Act and writing it up on Wikipedia would be useful one day...