Certainly diversify. It's still an easy amount to handle yourself which is good. My biggest mistake was not diversifying enough. Happily I did get strong advice which I half-heartedly followed, for which I am forever grateful.
By the way, there are plenty of stocks out there paying very handsome dividends. I recently bought some bank stock paying ~ 11% last year, forecast to pay the same again this year. It's up to you though -- investing should be both for profit and personal satisfaction (I tend to invest in companies I'm rooting for, or are doing good in the world).
If I were you, I would simply use something like mint.com (I use the bankofamerica.com aggregator) to keep track of everything, put your money away and enjoy the safety net. In the meantime, get hungry, and try to do it twice.
...and do make sure you treat yourself with something. If it were me, it'd be travelling for a while, but each to their own.
By the way, there are plenty of stocks out there paying very handsome dividends. I recently bought some bank stock paying ~ 11% last year, forecast to pay the same again this year. It's up to you though -- investing should be both for profit and personal satisfaction (I tend to invest in companies I'm rooting for, or are doing good in the world).
If I were you, I would simply use something like mint.com (I use the bankofamerica.com aggregator) to keep track of everything, put your money away and enjoy the safety net. In the meantime, get hungry, and try to do it twice.
...and do make sure you treat yourself with something. If it were me, it'd be travelling for a while, but each to their own.