You've mentioned some places in the world that have economic problems. You've provided zero evidence to support the idea that "crypto payments are now prevalent" in any of those places.
As a counterexample, El Salvador adopted bitcoin as an official currency, provided state-subsidized infrastructure for citizens to adopt it, and still achieved only minimal usage:
> The October 2022 “Encuesta Dinámica Empresarial” from FUSADES registered that 97¾ percent of business have not made even one sale in Bitcoin. NBER and Chamber of Commerce and Industry surveys show similar results.
As a counterexample, El Salvador adopted bitcoin as an official currency, provided state-subsidized infrastructure for citizens to adopt it, and still achieved only minimal usage:
> The October 2022 “Encuesta Dinámica Empresarial” from FUSADES registered that 97¾ percent of business have not made even one sale in Bitcoin. NBER and Chamber of Commerce and Industry surveys show similar results.
https://www.elibrary.imf.org/view/journals/002/2025/068/arti...