A little help for millions likely ends up mattering for some of them. It’s a head start in that it removes a single minor issue, shows the value of compound interest in a more tangible way, or possibly gets them to retirement weeks/months earlier.
Obviously many people are happy to spend whatever, but with 25 million people you’ll see a wide range of personalities and life situations. Imagine an otherwise identical life without 600 dollars of credit card debt, that’s a worth quite a bit over time and will likely apply to some of these individuals. Perhaps a musical instrument or similar purchase will end up really helping someone kid, you never really know.
Obviously many people are happy to spend whatever, but with 25 million people you’ll see a wide range of personalities and life situations. Imagine an otherwise identical life without 600 dollars of credit card debt, that’s a worth quite a bit over time and will likely apply to some of these individuals. Perhaps a musical instrument or similar purchase will end up really helping someone kid, you never really know.