Then the argument is just that you need an Apple or Google account to use Apple or Google products. But that's widely true across all kinds of companies and product categories. I need a Microsoft account to use XBox, I need an account to pay my water bill, I need an account to use my home security system, etc. People expect products and services to have internet connected features. Accounts are what allow that to happen.
the issue is with your bank then. the fact mobile hardware is restrictive is a problem caused by hardware manufacturers. there are speciality phones that arent like this I imagine.
What next? Change jobs? Ride a bicycle? Move to a less oppressive country? Buy land and grow your own food? We're trapped into a vortex of *multi-trillion-dollar* global corporations wedging themselves into our lives and clawing away our freedoms, and we're supposed to *vote with our money*?
> the fact mobile hardware is restrictive is a problem caused by hardware manufacturers.
The manufacturers are complicit because the alternative is to be ousted. Every "alternative mobile OS" that tried to directly compete with Android/iOS got crushed.
Google now wants indisputable dictatorship over Android. Manufacturers can try creating alt-stores but you know exactly where it ends.
Try to live without an Apple ID or Google account. Probably about as difficult as living without an ID.