The real trade off here is cheap rural land but no ability to ever retire.
Sure, I could live in the middle of goddamn nowhere, grow my own food, make my own clothes, build my own house, etc, etc, etc, but at the end of the day it's never over. I'll be out in my 70s and 80s doing that until I die. Sure, that might be an ideal life for someone, but that someone is not me.
First of all, unless you're 18 you should, if you're playing the game correctly, be saving for retirement already, right? That money, which you get to bring with you, will go a lot further in the country.
Plus, Social Security exists, and again, that check will be the same amount regardless of where you live in retirement, so that'll go a lot further there too. The longer you've worked for "city money" already, the bigger your SS check will be.
Even if you wait until you're just before retirement, moving out of the expensive market is one of the best ways to ensure a retirement secure from the worry of having to keep being economically productive till death.
> unless you're 18 you should, if you're playing the game correctly, be saving for retirement already, right?
I think you underestimate the financial resources of those who most need to take a route like this. They're not likely to have anything saved and likely have lot of debt, too. Which leads into...
> Social Security exists, and again, that check will be the same amount regardless of where you live in retirement
That is no longer a guarantee, and my retirement planning assumes that it will no longer exist in the near future. I have spent the last 25 years paying for it money I could have saved for retirement instead, and likely won't see a dime in return because the Republicans want it gone. We're realistically looking as a full elimination, means testing to receiveh benefits, massive cuts to benefits, or a work requirement (or some combination of these) all in the name of giving massive tax cuts to the group of people who will never have to work ever again in their lives, and neither will their children, grandchildren, and great grandchildren.
> moving out of the expensive market is one of the best ways to ensure a retirement secure from the worry of having to keep being economically productive till death
Let's constrain ourselves to just the location that the author of the original post suggested. How far away is the nearest hospital if I need treatment for cancer, a heart attack, or a stroke? What are the healthcare opportunities out there? Will friends and family be able to get out there to visit?
The author is so disconnected from reality that its wild that none of this crossed their minds. It just seems like a "those damn millennial and their avocado toast and Macbooks" instead of actually looking into what it means to move out there
The author also commits what to my parents, would be a cardinal sin - suggesting that the next generation have a worse quality of life than their parents, which used to be something that got you disqualified from running for dog catcher in most of this country.
> suggesting that the next generation have a worse quality of life than their parents
To me, it's advocating that "number of dollars you earn per year" and "number of dollars spent on luxuries" is not so simply correlated with "quality of life." That's one aspect, but "number of dollars it takes to satisfy each level of Maslow's pyramid in the place you live" and "number of hours you have to work" and "how stressful is your work" are huge contributors to whether you can be happy (have a good QoL).
Many people work 40-60 hours per week and hate every minute of it, despite earning six figures. Some of those people might be much happier working 5 hours a week and living in the country.
> Some of those people might be much happier working 5 hours a week and living in the country.
Have you ever lived out in the country, grown your own food, made your own clothes, and such? That's so much more work than five hours a week, and at peak times, much more than 40 hours a week for a harder life that you do not get to retire from when you get old.
Sure, I could live in the middle of goddamn nowhere, grow my own food, make my own clothes, build my own house, etc, etc, etc, but at the end of the day it's never over. I'll be out in my 70s and 80s doing that until I die. Sure, that might be an ideal life for someone, but that someone is not me.