>After filtering out invalid VINs, we narrowed the dataset to roughly ~15 million crashes. (We also removed all drug and alcohol related crashes, since it’s unlikely someone committing insurance fraud would be under the influence.)
Which I immediately found extremely implausible. Seems like the author is very much NOT familiar with the type of people who commit insurance fraud.
In the next paragraph the article links to the FBI website on the fraud ring in Connecticut.
>After an autumn evening of drinking and using drugs in 2013, a group of friends got into an Audi A6 and drove to the remote Wilderness Road in Norwich, Connecticut. The car slid off the road, hitting a tree.
>Everyone in the car survived, but this seemingly typical crash was no accident.
>Despite their impairment, the driver and passengers had purposely planned the crash to collect the insurance money.
So yeah, don't exclude drug/alcohol related crashes. Also the author should read the first fucking sentence of the stuff they link. It's only six words in!
Yeah. I'm not a fraud expert, but "impaired judgement" is a common effect of alcohol, and "desperation" is a common effect of drug addiction, so it seems weird to assume that people using drugs are committing fraud at a lower rate than the overall population rate.
As a side note, I grew up in Norwich so it's funny to see it mentioned in that report as "remote" because there isn't really anything remote in Norwich. Wilderness Rd, despite its name, does a ring around Mohegan Park, which is an urban-ish park with some trees and a rose garden. You can walk to the rose garden from the high school, which I sometimes did. Anyway.
>After filtering out invalid VINs, we narrowed the dataset to roughly ~15 million crashes. (We also removed all drug and alcohol related crashes, since it’s unlikely someone committing insurance fraud would be under the influence.)
Which I immediately found extremely implausible. Seems like the author is very much NOT familiar with the type of people who commit insurance fraud.
In the next paragraph the article links to the FBI website on the fraud ring in Connecticut.
https://www.fbi.gov/news/stories/staged-accident-ring
Which says
>After an autumn evening of drinking and using drugs in 2013, a group of friends got into an Audi A6 and drove to the remote Wilderness Road in Norwich, Connecticut. The car slid off the road, hitting a tree.
>Everyone in the car survived, but this seemingly typical crash was no accident.
>Despite their impairment, the driver and passengers had purposely planned the crash to collect the insurance money.
So yeah, don't exclude drug/alcohol related crashes. Also the author should read the first fucking sentence of the stuff they link. It's only six words in!