I'm not an expert on Finland but looking and economy and geopolitics young Finns might have a massive problem with the second secret ingredient to buying their 1st home - a job. Then looking at fertility ratio only people who can afford buying housing to their children decide to have children.
> So, are young people buying their 1st home now? If not, is it actually easier for them to buy?
No, young people are not buying their first home. Despite that, yes, it is actually easier for them to buy. What is stopping them? I would say mainly the expectation that housing prices will drop further as the economy is going further down the drain, leading to better buying opportunities at a later time.
Things are not black and white. People who are starting a family and buying a house will typically contemplate a long time on when it's the right time to buy. It's natural that financial aspects play a part in that equation (expectation of having a job, expectation of housing market going up or down, etc.)
