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Great article.

This is why am not too excited about elections. Both side promise a lot but execution is lax. While credit is due to Biden admin for infrastructure and Chips bill, his handling on forgiving student loan was a mess.

It was a one time shoddy fix. May as well make all loans the Same - based on risk, be discardable and the punishment is credit score ding if it’s not paid.

Non-dischargeable loans are a drain on the economy.



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