Universal health care I'm not so sold on, but the possible options aren't just (1) universal health care and (2) the incredibly awful system the U.S. has.
I'm an American living in Switzerland, for example, and here it is simply the law that you must have insurance. And since the government is guaranteeing income for insurance companies there are controls on how much money the insurance companies are allowed to make (from time to time they even have to send checks to their customers because they made to much money!). Since their profits are capped there is no incentive for shady practices like telling every person who claims "no" knowing full well that around 50% wont know enough to push it further as you see done in the US, South Africa, etc.
I'm an American living in Switzerland, for example, and here it is simply the law that you must have insurance. And since the government is guaranteeing income for insurance companies there are controls on how much money the insurance companies are allowed to make (from time to time they even have to send checks to their customers because they made to much money!). Since their profits are capped there is no incentive for shady practices like telling every person who claims "no" knowing full well that around 50% wont know enough to push it further as you see done in the US, South Africa, etc.