I'm trying to go smartphone-less, but a major blocker are services that rely on apps that are critical to my life, e.g. banking, insurance, transport. Some of these services don't even have alternatives and you MUST use an Android/iPhone to do basic operations like transferring money, logging in, or showing your ticket.
Now that I mention it, it seems like the critical functionality that these apps provide are usually just credential holders, e.g. ticket / card, MFA auth that happen to be locked in a proprietary app. I really hope more services adopt standard credential/authentication mechanisms.
Anyone happen to know a list of services, e.g. banking (US/EU-based) that don't require an app these days?
Now that I mention it, it seems like the critical functionality that these apps provide are usually just credential holders, e.g. ticket / card, MFA auth that happen to be locked in a proprietary app. I really hope more services adopt standard credential/authentication mechanisms.
Anyone happen to know a list of services, e.g. banking (US/EU-based) that don't require an app these days?