Its not just about passing away, even a sudden incapacitation from which you do recover may pose a bit of a challenge for the relatives:
Some time ago my dad had some severe heart problems which lead to him being hospitalised for multiple months and a lengthy recovery where he was in full "vegetable" mode in the beginning. As he is somewhat of a "patriarch" personality the whole family finances, insurances etc. where all on his personal system.
It really was "fun" to sort everything out for us and even more "fun" for himself making any sense of his whole accounting sheme after suffering some memory loss during the whole ordeal.
So... having some "letter of last resort" deposed somewhere may even benefit yourself...
that's what would scare me the most. to forget my passwords due to some accident. if i pass away it wouldn't matter to me, but the thought of recovering from an illness but then not being able to access things that i had before is horrifying.
Some time ago my dad had some severe heart problems which lead to him being hospitalised for multiple months and a lengthy recovery where he was in full "vegetable" mode in the beginning. As he is somewhat of a "patriarch" personality the whole family finances, insurances etc. where all on his personal system.
It really was "fun" to sort everything out for us and even more "fun" for himself making any sense of his whole accounting sheme after suffering some memory loss during the whole ordeal.
So... having some "letter of last resort" deposed somewhere may even benefit yourself...