I wonder if the $250k transfer limit can be exceeded by having a joint account? ...

philsnow · on April 17, 2023

for now at least:

  HOW AN ACCOUNT CAN BE OWNED
  
  Individual Account
    An Account may only be owned by one person.
  
  Payable-On-Death (“POD”) Designation
    You may designate one or more beneficiaries (up to six) to receive the funds upon your death for your Account.

from https://www.goldmansachs.com/terms-and-conditions/Deposits-A...