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https://www.bbc.com/news/business-65180130

https://xkcd.com/1053/

Banks capitalize (hah) on unsophisticated deposits to underpay them and profit from the spread. Check if your brokerage has a short dated government securities money market fund (Fidelity = SPAXX [1], Vanguard = VMFXX [2]). Not investing advice!

[1] https://fundresearch.fidelity.com/mutual-funds/summary/31617...

[2] https://investor.vanguard.com/investment-products/mutual-fun...



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