The tax code is structured the way it is for a reason. It’s not there to be exploited. It’s there to be followed. DF is a business and labor of love for the two owners. One which generates revenue and is clearly above board. There is nothing wrong with taking dividends as the business becomes more valuable rather than increasing salary. And it’s not some mega tax loophole for the wealthy. By any measure these two aren’t wealthy. It takes 30 min with an accountant it doesn't consume your life and waste time and sap energy to be on top of your books…
They don't have a lump 7MM sitting around and are most certainly not set for life. Someone else did the math and it comes out to 100k per person per year after taxes and fees. Do you want to reassess?
