I'm deaf as a post and rely on speech-to-text tools and features (Otter, Google Meet), usually paid, and constantly feel a sense of digital precarity: at any moment, these tools may be removed, changed, or experience outages, all which swing my world from inclusion to exclusion. I hope this works well, because it would give me control over my own tools for accessibility in a way that my workarounds don't.
For me, it's a tough tradeoff between privacy and accessibility – without these tools, I have zero accessibility for audio-based mediums. My best bridge for now is Google Meet's captions, and when Meet isn't where the call's taking place, piping the audio into Meet as a virtual audio source.