Is Dwolla a competitor to https://www.simple.com/ ? I'm not sure exactly what their service does - I know it's different than paypal and google checkout from previous articles. Can you use it to pay at brick and mortar stores like a debit card? It seems like it would only be useful if all merchants already accept it. Am I missing something or can someone explain it to me better?
Thanks - so essentially they're just a better digital currency exchange platform? Better pricing and more features, but still have to build up their network of people who accept their transactions?
