Yeah, I'm looking into government programs such as the EU "Prototype Fund", too. But the issue with crowdfunding is that if I want to raise $100k on Kickstarter, I need to spend $10k for an agency and another $20k for ads to promote the campaign. So it's quite wasteful (30% just for marketing) unless you already have a large audience willing to pay, which I don't have.
So I believe my best bet might be to partner up with a larger company who will pay for development and/or just charging users for a license. Nuance's Dragon Home is $200 and their Pro version is $500, so there's a lot of room for me to be cheaper while still reaching $100k in revenue with a realistic number of users.
How about crowd funding it? Your previous work should be enough to convince people it's worth contributing to.