It is a problem of supply. You're probably a person who believes in free market economics. In every market high prices are a signal that supply is constrained relative to demand. As for the quip about it not being a right to live in 'hip' cities, it shouldn't be a right either for NIMBY homeowners to obstruct housing production.
Your need for shelter could be adequately (and cheaply) met in many areas all over the country. You aren't entitled to be sheltered wherever you find desirable.
