Would you happen to know which bank is doing that at the moment? In the last year, I've had a debit or credit card from NatWest, Halifax, Lloyds, Santander, MBNA and Barclays; never had an "incorrect PIN" charge though.
If it's a new policy at one of those, I guess I'm closing my account...
This is Lloyds TSB and they've being doing this for the last 5 years, not sure why you haven't noticed (maybe you get it right every time :) ).
Overseas withdrawal can cost up to £4 and overdraft charges is can go up to £60 Lloyds not to mention they'll decrease your CC limit to £500 when you forgot paying £7.
If it's a new policy at one of those, I guess I'm closing my account...