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PayPal did something similar to me earlier this year. They instituted a 21 day hold on incoming payments because they suddenly decided my business was prone to chargebacks. This is after 8 years of service with zero problems. Never a complaint or chargeback and 10's of thousands of dollars through my account.

I no longer have anything for sale (I open sourced my AIS Parser SDK late last year) so it didn't have a dramatic impact on my income. I decided to drop my PayPal and eBay accounts without argument -- if that's the way they want to play the game then I'll just take my business elsewhere.



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