That's a big part of my reasoning, there are some fundamental impracticalities to personal aviation that limit it to particularly niche use cases. Those don't really change just because it's a flying car or jetpack.
I can of course picture a world where there are automated skyways, and electric AVs guide themeselves from abode to shopping mall airport, I'm not without imagination. But I'm not hopeful.
The "average joe" in some regions may not fly regularly, but around here there's many farmers with Cessnas that do routine work.
Currently, if you have a use for it and are somewhat competent, it's practical to fly and not out of reach for the common man.
But in no near future do I see them reducing the restrictions, flight hours, air traffic protocols, etc.
That being said, I don't see much practicality for a jetpack other than sport or rescue.