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> I have some sorry news for Americans thinking this way on this one: you just outsourced yourselves.

> There are people 2x as smart and who will work 2x as hard for 1/2 the salary among remaining 7 Billion people on this planet and if the bank can hire them instead of you, eventually they will.

> In some aspects, relationships do matter, so those have face-to-face types of interactions will be obviously harder to displace.

I have some sorry news for non-Americans who think most of the high-paying American jobs (especially at banks) have anything to do with being smart or working hard or getting paid half as much.

Those personal, face-to-face relationships referred to matter a lot. As humans, they will always matter.

The main way that remote will impact workers is by allowing people (mostly Americans or folks who could live/work here via a visa) who would already be naturally good fits for the job to live and work in a different place, but probably close enough to travel to meetings and clients as necessary (with a lot of necessary).

Back office work may be sent abroad or (more likely) contracted out, but the core of the businesses that involve trust and/or personal relationships will be collocated for many many decades to come.



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