> People have different starting conditions and different current situations, if what's described isn't relevant to yours--why does it bother you so? Let the people who find value in it find value in it.
Those advice are most of the time given as being universal, that's why.
> In most every discussion I've come across that touches on money advice, I've see a variant of this comment "This world view doesn't incorporate (my) reality of the poorest of the Western world and is so in invalid and offensive".
Those advice are most of the time given as being universal, that's why.