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Not really only in Germany. For instance Nordea Denmark closes its online bank between 2 am and 5 am. Probably because they don't have staff at those times to prevent scammers from transferring money out and people rarely need to use banking during those hours.

As someone who sleeps weirdly it has annoyed me once or twice, though.



I think that's because they do the actual booking at that time and all of their database operations. Nothing to do with scammers.


They need to reboot the servers and it takes two hours to get them back up again. Standard Nordea cron job.




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