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You’re completely missing chronic conditions, which as a whole are very common and expensive.


They’re also not insurable, by the definition of insurance.


What are you talking about? You’re suggesting things like diabetes isn’t covered by health insurance? That’s just not true. In fact, making sure “pre-existing conditions” are covered is a signature act by Obama to keep most people insured.

You’re using a very narrow definition of insurance that doesn’t cover health insurance in the US.




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