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Social acceptability is a big reason. Historically there were many socially acceptable ways to spend your late teenage years and early 20s including

- The Frontier

- Artistic Cities such as Paris/Venice

- Apprenticeships in factories and major industrial centers.

- University

The rise of the middle class also coincided with a consolidation into the University as being the only socially acceptable path. In practice one could probably lose money slower, have new social experiences, and learn more about art/culture spending a year in Brooklyn rather than spending 50k at a liberal arts college. Even in the realm of software development jumping straight to incubators, bootcamps and similar entry-level opportunities may provide better out of class learning opportunities than some university programs for the money and time.



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