I've tried YNAB and use Mint alongside Lunch Money and I'm super sold. I started using it when she first launched on HN and have been in love with it so far because it's super speedy and not as manual as YNAB. The way she handles recurring expenses is what made it for me. I set a task in my todo app to reconcile my transactions every day (usually only happens every week).
Ahhh this speaks to me! Recurring expenses and the sheer manual labor required for YNAB makes it a chore. I don't expect software to be magic — the stuff I make certainly isn't — but it always feels like too much effort.
