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This trend is awful for businesses. In October 2019, PayPal (which owns Braintree) also started to retain their 2.9% + $0.30 processing fee from refunded transactions. Stripe is now in the same class as PayPal.

https://www.theverge.com/2019/9/20/20876570/paypal-refund-fe...

Square still refunds processing fees to merchants for refunded transactions. They have the same fee (2.9% + $0.30) for online transactions, and a lower fee (2.6% + $0.10) for in-person transactions with their card reader.

https://squareup.com/help/us/en/article/5060-refund-overview

https://squareup.com/us/en/pricing



* Whistling * Crypto's coming!


Crypto is like Linux on the Desktop i.e. about as popular as it's always going to be.

And the reason is that most people simply don't hate the status quo.


10min long transactions, yay!


Does not seem like a major problem for an online business (e.g. movie ticket sales, Amazon, App Store, etc).

There's also always an option to take the first confirmation (~24sec in Ethereum) as a sufficient proof for small transactions.




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