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They at least collect it, as they offer that as a service:

https://plaid.com/products/transactions

I flirted with the idea of using a trial account to feed that data to a Prometheus server to build graphs in Grafana. A slightly more powerful mint/personal capital would be a super valuable tool.



Yes - the key issue being is that the product offering is an API used by second-party with assumed permission from first-party; they are not selling that data to a third-party.




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