I know that people are still up in arms over the Alabama/Tennessee/wherever firefighters that sat and let a house burn because of this, but I honestly don't see a problem with this. For most places, firefighting is a part of taxation. These people have $75 less in taxes, and $75 more as a "optional" insurance policy.
And to all the people saying "Well pay them when they show up", do you drive around without insurance until you crash, and then go to an insurance company with your monthly payment in hand and say "Pretend I've been paying this all along, now go fix my car"? Do you skimp on health insurance payments until you're in the hospital and expect to only have to pay the cost of a month's worth of health insurance? I'm really not seeing why there's such a disconnect here.
And yet, these are the same people that have a problem with the "omg terrible communist" idea of a national health care system. Sheesh.
In addition to the insurance comparison, which is apt, there is the danger aspect to consider as well. If insuring your house isn't worth less than $7 a month to you, why the hell should the firefighter consider it worth their life (potentially)?
And to all the people saying "Well pay them when they show up", do you drive around without insurance until you crash, and then go to an insurance company with your monthly payment in hand and say "Pretend I've been paying this all along, now go fix my car"? Do you skimp on health insurance payments until you're in the hospital and expect to only have to pay the cost of a month's worth of health insurance? I'm really not seeing why there's such a disconnect here.
And yet, these are the same people that have a problem with the "omg terrible communist" idea of a national health care system. Sheesh.