Also worth pointing out that some credit cards carry huge perks if used as your daily spending method. For example, the Chase Sapphire Preferred card extends some warranties by a year, also covers purchases for 120 days against damage/theft, also will pay back the price difference on an item if the price goes down within 90 days of purchase.
Similar cards carry similar benefits, I'm sure. All you have to do to reap them is get the card, use it instead of your debit, then pay it off appropriately.
Yup, I always pay off my credit card in full each month, and I earn Frequent Flyer points (especially on AmEx). I've earned enough for multiple Round The World tickets. Those are worth far more than any small annual fees I paid on the cards.
And in the event that your card is stolen, a credit card is always better than a debit card, because then money isn't stolen from your own personal bank accounts.
Similar cards carry similar benefits, I'm sure. All you have to do to reap them is get the card, use it instead of your debit, then pay it off appropriately.