Monoculturalism is a form of conservatism. Multiculturalism makes things less certain. It shouldn't be seen as fear, just less certainty. “In colloquial language, people living in ethnically diverse settings appear to ‘hunker down’—that is, to pull in like a turtle.” This is a completely normal response to uncertainty.
If an investment is uncertain, a conservative person would not make the investment. The conservative person is therefore not afraid, because they don't have anything on the line. Fear comes after you invest in something uncertain, because then you might lose something. So, uncertainty might affect your choice to invest, but fear only comes after.
