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> It gets even more specific than that, while home owner's associations don't generate laws that lead to criminal penalties when broken, the rules HOA's create are legally binding and have probably a significant impact on many people's quality of life and every day freedom.

HOA rules aren't laws of any kind; they are legally binding only because you have entered into a contract to obey them.

> People living with HOA's have opted for trading in freedoms for slightly higher property values.

Or, they have opted to live in modern homes: HOAs are usually established by developers, and virtually all new development (ISTR seeing figures of 80% in CA) is subject to HOAs.



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