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The TLH part is a good point - I manually did that twice last year, and making sure you're doing it properly is a pain.

Unfortunately there aren't any roboadvisors (at least that I have found) that take your company 401k into account as well. I really want a roboadvisor that sits on top of all of my accounts (similar to mint), and either makes the trades for me, or emails me a list of trades to make (if the automation part is too hard to start).



Futureadvisor and sigfig can trade at your brokerages.




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