One benefit to Mutual Funds is that you can do things like reinvest dividends, or investment plans. It's not a fundamental advantage that a mutual fund has, but no brokers that I am aware of would let you do those things with an ETF. So if you have long term "forget it" account, with ETFs it will accumulate cash from dividends. And the tax benefit of ETFs doesn't really help in a tax advantaged account (e.g. retirement). Finally, theoretically at least, when you buy an ETF there is an explicit "transaction cost". Even when they don't charge you a commission, there's a bid ask spread. Mutual funds trade at NAV both ways (unless of course there's an external transaction cost separately disclosed).
It used to be you could buy fractions of a mutual fund, but not ETFs. Recently, brokerages have started allowed you to do fractional ETFs as well though.
There are some minor advantages to funds left, especially in taxable. Some of the funds do their best to allocate certain costs to the ETFs so that ends up more favorable tax-wise.
The real main advantage of funds vs ETFs is they don't bounce around in price every millisecond.
Though part of the complaints about the mini fridge is due to lack of insulation. But he compares it to his usual fridge, which has a similar power draw as this 60W mini fridge, and there's a 50x difference in volume to cool.
I once asked a Canadian if she identifies as American. She did not, in 2014. As a European, I've unfortunately only had the chance to ask that question once. Would love to hear other Canadians' thoughts.
> Based on my research, the earliest computer to use the term "main frame" was the IBM 701 computer (1952)
> This shows that by 1962, "main frame" had semantically shifted to a new word, "mainframe."
> IBM started using "mainframe" as a marketing term in the mid-1980s.
I must conclude it takes the competition 10 years to catch up to IBM, and IBM about 20 years to realize they have competition. Setting a countdown timer for IBM to launch an LLM in 2040.
Thanks for researching and writing this up. It's a brilliant read!
I can kind of see why this should have been. The 1401, which was really intended as a replacement for IBM's punchcard appliances, was widely known as IBM's small mainframe. On the other hand, there are the 701, things like the 7030 (Stretch), and then the ranges of the S/360 and S/370. – Considering this rather inconceivable wide class of machines, stepping in and deciding, what's a mainframe and what's not, is a losing game, from a marketing perspective. So better keep silent and reap the fruits…
For commit messages, the world seems full of bad commit messages, and commit hygiene. Does this do anything to help improve that? What I really want is a bot that groups my changes into logical commits. I.e. I tell what kind of change I want committed, and it stages only those patches.
I noticed today that one of the big hardware stores in Switzerland has started using LLMs to generate descriptions. As expected, it's just drivel:
> Do you need a new sealing ring for your washbasin siphon? No problem. The Geberit plug-in seal is exactly what you need. With a diameter of 32/46 mm, it fits perfectly and ensures that everything is tight. It has a height of 5.5 cm and a length of 2.3 cm, making it easy to handle and quick to install. It's simply worth its weight in gold when everything fits at the first attempt and you don't have to worry about whether the quality is right.
So, whenever your washbasin siphon needs a refresh, the Geberit plug-in seal with its 3.2 cm is your first choice. Simply insert and you're done.
People who are "programmers by coincidence" and think that commit messages or unit tests are a chore and they just do it to satisfy orders from other devs are the first who think have the AI do it is a good idea.
There's a reason people feel TDD is hard if they don't want to think about properly modeling their problem. Reducing duplication and finding a good human computer interface with AI is great but if you just don't want to think at all, you'll just dump crap on the next guy and it's natural that you're "worried about being replaced by AI".
You sound pretty elevated would like to see your work and how you approach development practices,
Secondly of you have actually worked on opensource projects and seen how people write commits you realize that the summaries are not so informative and you would have to go through the code to really know what was changed so having ai help you write messages is for the betterment of others to get a more detailed summary
Also this was an afternoon project I did before I had a meeting just for fun
I don't see any insults in my reply though apologies if it sounded offensive, my point is only to express the fact that ai would be a great tool for writing commits and though this project is no where close to being usable
There was a study published in 2022 suggesting that there's a link between Epstein-Barr and Multiple Sclerosis (where the immune system attacks the neuron insulation layer), and that when you get infected affects the outcome. Cleverly, they used blood samples from US service members, who have to do it multiple times in life.
> Components often still use 0.1 inch pin spacing.
This changed with IC SMD packages. It's now mostly even 100-micrometers.
SMD passives seem to be in a state of limbo, but mostly still using inches. Mouser lists resistor size codes as both inch and mm. It's a bit confusing.
This is the Italian data protection authority acting on a report from an Italian consumer group. The EU doesn't seem involved in this particular inquiry.
sure because that is how the gdpr is implemented with national enforcement but they still have to submit draft decisions to the gdpr cooperation mechanism and get consensus and the EDPB gets final say. it is very much an EU/EEA process
