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While having some cash is good, if you're planning ahead for a disaster it's better to have stuff than cash cause in the event of disaster your ability to buy things is likely to be decreased.

Or at least that's my experience from living in an area where hurricanes sometimes take down power for 2+ weeks.

When things shut down for a long time the government usually sets up free distribution of MREs and water and already having gas in your tank is more valuable than having cash to buy gas at the theoretical gas station with power to pump but not payment network access.



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